Get Behind the Wheel. We Handle the Rest.
Bad credit, no credit, bankruptcy, or consumer proposal — our team has helped thousands of Londoners get approved when the banks said no.
Start Your Application
Fill out the form below and a financing specialist will contact you — usually within the hour during business hours.
What Happens Next?
Here's exactly what to expect after you submit your application.
We Call You
A financing specialist from our team will call you to discuss your situation. No robots, no outsourced call centres — just one of our London-based staff members who genuinely wants to help.
We Work the File
We don't just send your application to a bank and wait. We work your file ourselves, using our 30+ years of lender relationships to find you the best possible approval — regardless of your credit history.
You Drive Away
Come into our Florence Street dealership, choose from our inventory of inspected and certified vehicles, and drive away in your next car. We help you through every step of the purchase and even help rebuild your credit along the way.
Applying for Financing — FAQs
Will applying affect my credit score?
No. Submitting this online application does not trigger a hard credit check. A soft inquiry may be used to match you with financing options, but it has zero impact on your credit score.
I have bad credit. Can I still get approved?
Yes — that's our specialty. Ezee Credit has been helping people with bad credit, no credit, bankruptcy, and consumer proposals get behind the wheel since 1991. We work the file ourselves rather than just forwarding it to a bank.
How quickly will I hear back?
During business hours, a specialist typically calls within one hour of receiving your application. Same-day approvals are available in most cases.
What documents will I need?
When you come in, you'll typically need: valid government-issued ID, proof of income (pay stubs or bank statements), proof of residence, and proof of insurance or the ability to obtain it. Our team will walk you through exactly what you need.
Can I apply if I've gone through bankruptcy?
Absolutely. We specialize in helping people who have recently gone through bankruptcy, consumer proposals, or other financial challenges. Getting a car loan and making regular payments is one of the fastest ways to rebuild your credit score after bankruptcy.
Have more questions? Visit our full FAQ page →